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HY10

About HY10

HY10 is a UK-based fintech company founded to meet the needs of a new generation of high-net-worth individuals.

Our team brings decades of experience working in leading financial companies such as Barclays, Bloomberg, Coutts and Plaid. We have successfully managed billion-dollar spending portfolios for lifestyle companies and have continuously excelled in crafting cutting-edge platforms and pioneering financial solutions.

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HY10 Global LTD is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN1004355) for the issuing of electronic money. Please note that electronic money products are not covered by the Financial Services Compensation Scheme (FSCS). However, funds are safeguarded in accordance with the requirements of the Electronic Money Regulations 2011.

Lifestyle, concierge, and non-financial services are provided by HY10 Lifestyle (Orbital Mobile LTD). Please note that while services are co-branded, only the electronic money and payment services are regulated by the FCA. Unregulated services are delivered by HY10 Lifestyle, which is not regulated by the Financial Conduct Authority, therefore these services are not subject to FCA oversight.

HY10 Global LTD is a principal member of Visa and issues Visa cards under license. Visa is a registered trademark of Visa International Service.

The services provided by HY10 Global LTD are directed exclusively at persons in the United Kingdom. HY10 Global LTD is not regulated in any jurisdiction outside the United Kingdom, and nothing on this website (or in our communications) should be construed as an offer or solicitation to provide services to persons outside the United Kingdom. If you access this website or use our services from outside the United Kingdom, you do so at your own initiative and risk. You will not benefit from the regulatory protections or investor compensation schemes that may apply in your local jurisdiction. By continuing to access this website, you confirm that you understand and accept this disclaimer.

Unlimited spending power and unlimited accounts is subject to aml regulations and alignment with UK legal and regulatory requirements.

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